Human Interest

Gold

Affordable, Full-Service 401(k) Provider

Human Interest offers affordable, full-service 401(k) and 403(b) retirement plans tailored for small and medium-sized businesses. Their platform simplifies retirement plan management by automating payroll deductions, compliance testing, and paperwork. With a focus on accessibility and ease of use, Human Interest helps employees save for retirement through built-in investment education and automatic portfolio rebalancing

Overview

Affordable, Full-Service 401(k) Provider

Human Interest offers a complete retirement solution with an easy-to-use admin and employee experience and transparent pricing. Human Interest's API-based integration with Paycor automates key administrative tasks such as payroll deduction and employee information updates

Features and Benefits

Transparent pricing

Human Interest offers 3 pricing plans, so you can choose the 401(k) that fits your needs and your business.

-Essentials: $120 + $5/eligible employee per month
-Complete: $160 + $7/eligible employee per month
-Complete: $200 + $9/eligible employee per month

Employees pay a recordkeeping asset fee of .01% to Human Interest Inc., an investment advisory fee of .05% to Human Interest Advisors, and an average fund fee of .006%, monthly.* *Asset fees are deducted monthly from the employee's account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor.

Average fund fees as of 3/31/24. Asset-weighted average of mutual fund annual net operating expenses ("expense ratio") for all plan participants invested in Human Interest Advisors' Model Portfolios ("Models"). Provided for illustrative purposes only. Actual, average fund expenses a participant experiences vary based on the specific Model selected, allocation changes to Models, whether participants opt out of Models and choose their own

"No-Touch" 401(k) & payroll integration

Human Interest's API-based "No-Touch" integration with Paycor syncs employee data bi-directionally between platforms. This streamlines onboarding and ongoing plan management by automatically processing payroll contributions and syncing employee details and changes. Schedule a demo to see our integration in action!

Low-cost, diverse investment options

Human Interest Advisors' model portfolios* are built with low-cost funds across a wide range of asset classes. These funds are offered by leading investment companies, such as Vanguard, Dimensional Fund Advisors, TIAA-CREF, and more. The easy-to-navigate platform includes built-in financial advice for employees. * Investment advisory services are offered through Human Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human Interest Inc. For more information on our investment advisory services, please visit http://www.humaninterest.com/hia